San Francisco-based fintech startup Veritus has secured $10.1 million in seed funding to expand its AI-agent platform for the consumer lending industry. The round was led by Crosslink and Threshold, with participation from Emergence Capital, Surge Point, Cedar Capital, and Rebel Fund.
The company was founded by Joshua March alongside former Divvy Homes engineers David Schlesinger and Joey Stein, following incubation in Y Combinator’s Summer 2025 batch. Veritus develops voice-first AI agents designed to handle regulated borrower conversations across phone, text, email, and chat, integrating with lenders’ loan-management systems to support application-funnel engagement and early-stage delinquency outreach. The platform also incorporates adaptive KYC verification and bank-grade security controls to enable compliant AI-driven lending operations.




