AI Startup Murphy Emerges from Stealth with $15M to Reinvent Global Debt Collection

Barcelona-based Murphy has launched from stealth with $15 million in pre-seed and seed funding to transform the $300 billion global debt servicing industry. Backed by Northzone, Lakestar, ElevenLabs, and Seedcamp, the company is replacing traditional call centers with fully autonomous, multilingual AI agents that deliver scalable, empathetic, and compliant debt recovery.

Founded by Borja Sole (CEO) and Marc Sanchez (CTO) in late 2024, Murphy’s AI-native platform manages the entire collections process — from outreach to negotiation — across channels like SMS, WhatsApp, email, and phone. Already handling hundreds of millions in debt for European banks and utilities, Murphy plans to scale into the U.S. market, enhance its AI negotiation capabilities, and deepen enterprise integrations.

Featured image: Credit: Murphy

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