Anthropic Adds Personal Finance Tool to Claude, Letting Users Connect Bank and Credit Card Accounts

Anthropic has announced that Claude is gaining a new Personal Finance tool that allows users to link bank and credit card accounts through Plaid and ask questions about their money. Access is read-only, meaning Claude cannot move, manage or invest funds.

The feature positions Claude as a financial companion rather than a source of generic advice, and follows similar tools OpenAI introduced to ChatGPT in May. Anthropic said in a blog post that Claude answers in everyday language based on balances and transactions, explains unfamiliar terms, and carries no ads, sponsored recommendations or financial products of its own.

Users can ask where their money went in a given month, with Claude totaling spending across accounts and sorting it into categories such as rent, food and shopping. The tool also flags duplicate charges, unexpected fees and rising bills, assesses whether users are spending more than they earn and explains concepts such as APR, including how much interest has been paid over the past year.

Claude’s access is limited to account names and types, the last four digits of account numbers, balances, credit limits and up to two years of transactions, and Personal Finance conversations are not used for model training. The beta is rolling out this week to U.S. Pro, Max and Ultra users.