Crediflow AI Secures £1.5M to Automate Commercial Lending Analysis With AI

Crediflow AI, a London-based company that uses AI to automate the analysis and paperwork behind commercial loans, has secured £1.5 million in funding.

The round was led by NPIF II — PXN Equity Finance, managed by PXN Ventures, with participation from Haatch and a group of angel investors.

Founded and led by CEO Drey Kenfack, Crediflow AI has built a platform that brings together financial statements, bank transactions and borrower documents and converts them into structured credit analysis. The system produces financial spreading, cash flow analysis and credit approval memos, reducing the manual work traditionally involved in assessing commercial loan applications.

The company serves credit professionals across the UK, Europe and the US.

Crediflow AI plans to use the new capital to accelerate development of its platform and to hire additional engineering and product staff. It also intends to extend its automation further across the full loan lifecycle for banks and specialist lenders.